Digital payment methods have revolutionized how we manage our finances in today’s fast-paced world. Popular online payment app Venmo is not an exception. Venmo is no longer limited to splitting bills with peers or paying for online purchases only; it has entered the restaurant industry. The answer to “Can I use Venmo in restaurants?” is an emphatic yes.
Quick Summary
You can use a Venmo Card to make in-store purchases at restaurants accepting Mastercard, as well as the option for direct payment via Venmo. Many restaurants now accept Venmo as a direct payment method. To use this option, inform your server, scan a QR code provided by the restaurant, enter the bill amount, and confirm the payment in the Venmo app.
The Rising Popularity of Cashless Transactions
As few clothing stores accept Venmo, in the same manner, restaurants also do. But before we delve into the specifics of using Venmo in restaurants, let’s acknowledge the transition toward cashless transactions. No longer must you search for cash or wait for a card terminal to process your payment. With a Venmo card or app, you can pay your restaurant invoices with a few taps on your mobile device.
Paying with a Venmo Card
The Venmo Card lets you use your Venmo balance for in-store expenditures, making it simple to pay at Mastercard-accepting restaurants. Swipe or introduce your Venmo Card at the payment terminal, and your balance will be deducted. It is as practical as it comes.
Direct Payment with Venmo
Numerous restaurants now allow Venmo as a form of direct payment. Here’s how it operates:
When you’re ready to pay your bill, let your server know you’d like to use Venmo.
- The cashier will provide you with a QR code at the register.
- Launch the Venmo application and use the QR code scanner to scan the barcode.
- Enter the total amount of the bill and any additional gratuities if necessary.
- Confirm the payment, and you’ll be good to go!
This method eliminates the need for currency and credit cards, simplifying dining out.
Using the Venmo Card to Order Food
You can still use your Venmo Card to order meals for delivery if you prefer to dine at home. Select your Venmo Card as the payment method when placing an order via food delivery apps such as Uber Eats, Grubhub, or DoorDash. Your delectable meal will be arriving shortly.
How to Pay at Restaurants with Venmo
It is simple to pay at restaurants with Venmo. Follow these steps to pay your bill when the time comes:
Check for Acceptance
Ensure that the restaurant you’re dining at accepts Venmo payments. Most restaurants that accept Venmo will display their logo near the cash register or on their website.
Open Venmo
Open the Venmo app on your mobile device and verify that you have sufficient funds or a linked payment method. If you do not have an account, try signing up for a Venmo account with Facebook.
Many restaurants provide a QR code on the bill, which can be scanned. Launch Venmo’s QR code reader and scan the barcode to initiate the payment.
Enter the Amount
Confirm the bill amount and, if necessary, add a note (e.g., tip for exceptional service).
Review and Confirm
Check the payment information twice and confirm the transaction. You will receive an immediate confirmation of the successful payment.
How to Get a Venmo Card?
It is simple to obtain a Venmo Card, which enables you to use your Venmo balance for in-store purchases wherever Mastercard is accepted. Here is how to get a Venmo Card:
Open the Venmo App
Start by opening the Venmo application on your mobile device. Ensure that you have a Venmo account created. If you do not already have one, you must create one.
Tap the three horizontal lines (the menu icon) in the upper-left corner of the Venmo app’s interface to access the menu. This opens the application’s primary menu.
Select “Venmo Card”
Find the “Venmo Card” option by scrolling down the menu. To initiate the card application procedure, tap the button.
Card Information Review
You will see details about the Venmo Card, including its benefits and features. Please review this information for a moment.
Apply for the Card
Depending on the app’s language, tap the “Get in Line” or “Order Card” button to register for a Venmo Card.
Provide Required Information
To verify your identity, Venmo will request some personal information from you. This may include your name, date of birth, SSN, and other pertinent information. Follow the instructions and supply the required information.
Accept the Terms and Conditions
Review the terms and conditions associated with the Venmo Card, including any related fees or costs. Accept the terms and continue if you agree with them.
Design Your Card (Optional)
Venmo gives you the option to design your Venmo Card. You can select from various card designs, add emoticons, and even sign your name. This stage is optional; you may skip it if you prefer the standard layout.
Verify Your Information
Verify the accuracy of the information you have provided by performing a second check.
Submit Your Application
Submit your card application when satisfied with the information you provided.
Wait for Approval
If approved, Venmo will dispatch your Venmo Card to the mailing address associated with your Venmo account.
Activate Your Card
Upon receipt of your Venmo Card, you must activate it. Follow the instructions included with the card to complete the task. This usually requires contacting a phone number or starting it online.
After activation, you can use your Venmo Card wherever Mastercard is accepted to make purchases. Your Venmo balance will be deducted to cover your assets. In addition, the card can be used to withdraw currency from ATMs.
Restaurants Where Venmo Can be Used
Here’s a list of popular restaurants in the United States where you’ll likely be able to use your Venmo Card for payment:
- McDonald’s
- Wendy’s
- Chick-fil-A
- Popeyes
- Five Guys
- Papa John’s
- Domino’s
- Katz’s Delicatessen
- The Halal Guys
- Kentucky Fried Chicken (KFC)
These restaurants are known to accept debit cards, including the Venmo Card. Acceptance may vary by location, so it’s always a good idea to confirm with the specific restaurant before ordering. Not only this, there is a list of other stores as well which accepts Venmo.
Advantages of Using Venmo in Restaurants
- Venmo employs strict security measures that protect your financial data. Knowing your transactions are secure, you can dine confidently when using Venmo in restaurants.
- With Venmo, splitting the bill is simple. You can divide group expenses directly within the application, eliminating awkward moments during payment.
- Some restaurants that accept Venmo payments offer cashback or rewards. Keep an eye out for special offers and promotions to enhance the value of your dining experience.
Frequently Asked Questions (FAQs)
Q. Is Venmo extensively accepted in all United States restaurants?
A. Many restaurants in the United States accept Venmo, but it is not universal. It is recommended to contact the restaurant in advance to confirm its policy on credit cards.
Q. Does using Venmo in restaurants impose any fees?
A. Typically, Venmo does not charge fees for using your Venmo balance at restaurants. However, you should be aware of any prospective restaurant-imposed service charges.
Q. Can I split the bill at a restaurant with companions using Venmo?
A. Yes, Venmo can be used to split the bill with others. After paying, the Venmo app allows you to request money from acquaintances or split the cost.
Q. Can I get REWARDS OR CASHBACK when I use my Venmo Card in restaurants?
A. You may be eligible for rewards or cashback when you use some credit cards, like the Venmo Card at restaurants. Details can be found in the terms and rewards program of your card.
Q. What should I do if I experience problems paying with my Venmo Card at a restaurant?
A. You can ask for help from Venmo’s customer service if you encounter issues with your Venmo Card payment. They can assist you in resolving any problems.

Khadija Khartit is a personal finance who has 25 years of experience in banking, corporate finance, crypto, financial planning, and investing. She worked for and co-advised with leading investment banks such as UBS, Deutsche Bank, HSBC, Credit Suisse, Barclays, and Banque Populaire.